All articles by Douglas Blakey
Douglas Blakey
From monolith to molecular: Why core banking must evolve
Paul Payne explores why lift-and-shift cloud strategies, modular platforms and microservices failed to resolve core banking challenges, and how molecular architectures is emerging as a more practical path forward
UK current account switching dips by 11.4% in 2025
Despite a strong fourth quarter, UK current account switching dropped by over 136,000 switches or 11.4% y-o-y for calendar year 2025
Reimagine banking branch experiences and profitability using advanced analytics
Chris McGee gives his expert analysis on how financial institutions can improve branch value through a series of advanced analytics techniques including predictive analytics, demographic insights and customer behaviour data
2026: The year BFSI shifts from modernisation ambition to governed intelligence
Pablo Cella explains why 2026 represents a pivotal year for the banking, financial services and insurance sector
The risk that lives between committees
Dr Gulzar Singh examines how material banking risks often persist not because they are unknown, but because they fall between committees, functions, and lines of accountability
Subscribe to our Newsletter
Get industry leading news, data and analysis delivered to your inbox
Algorithmic banking has moved faster than its governance
Dr Gulzar Singh explains how algorithmic decision-making in banks has outpaced the institutional structures designed to govern accountability, oversight, and escalation
Fintech’s long march to Washington
Rhys Merrett discusses recent renewed efforts by European fintechs such as Revolut, Monzo and bunq to enter the US market by acquiring a banking licence
Reclaiming the vote. What the rise of pass-through voting means for banks
Siobhan Archer discusses how the ESG backlash and rising regulatory pressure are forcing a rethink of investor influence for the banking sector
The E&I advantage: Why Swift’s 2027 requirements could be a turning point for banks
Cian Fernando explains why banks that adopt native processing early will gain faster, more resilient operations, while those waiting until the 2027 deadline risk falling behind
Why banks shouldn’t wait for AI to fix the Gen problem
Chris Eley highlights the issues caused by banks’ continued reliance on dated, inflexible legacy systems and why there are unsuitable for a modern, cloud-based banking ecosystem