Mastercard has been granted a patent for systems and methods that allow cross-domain data access by coupling data structures. The computer-implemented method involves receiving access requests, compiling message keys, verifying keys, and providing responses without personal identifying information. GlobalData’s report on Mastercard gives a 360-degree view of the company including its patenting strategy. Buy the report here.

According to GlobalData’s company profile on Mastercard, was a key innovation area identified from patents. Mastercard's grant share as of April 2024 was 33%. Grant share is based on the ratio of number of grants to total number of patents.

Cross-domain data access method for computer-implemented systems

Source: United States Patent and Trademark Office (USPTO). Credit: Mastercard Inc

A recently granted patent (Publication Number: US11966492B2) discloses a computer-implemented method for coupling to data structures in different domains. The method involves receiving an access request with specific parameters, determining restrictions associated with the domain, compiling a message key, transmitting it to the requestor, and processing information requests while ensuring personal identifying information is absent from the response. The system includes computing devices configured to handle access requests, verify message keys, couple to data structures, and provide responses without revealing personal information.

Furthermore, the method and system allow for coupling to multiple domains, submitting queries to various data structures, and receiving responses from each domain. The data structures in these domains contain knowledge graphs related to individuals, and the method involves coupling these knowledge graphs for comprehensive information retrieval. Additionally, the patent covers encryption of message keys for secure transmission and decryption upon receipt, ensuring data integrity. The method also includes revoking message keys upon expiration, effectively decoupling data structures. Legal and consent restrictions are considered in the process, enhancing data privacy and compliance measures. Overall, the patent outlines a robust system for accessing and processing data across diverse domains while safeguarding personal information and adhering to legal and consent regulations.

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GlobalData, the leading provider of industry intelligence, provided the underlying data, research, and analysis used to produce this article.

GlobalData Patent Analytics tracks bibliographic data, legal events data, point in time patent ownerships, and backward and forward citations from global patenting offices. Textual analysis and official patent classifications are used to group patents into key thematic areas and link them to specific companies across the world’s largest industries.