Kenya Commercial Bank Group (KCB) has posted a pre-tax profit of KES17bn ($200m) for fiscal 2012, a rise of 14% year-on-year.
Net interest income at the group rose by 28% to KES30.6bn.
Customer deposits rose by 11% to KES288bn on the back of, according to the bank, a increase in the use of mobile banking platforms.
Loans at the bank were up by 6% to KES211bn, giving a loan to deposit ratio at the bank of 73%.
Total assets were also up by 11% to KES367bn.
KCB chairman Eng Musa Ndeto said: "We had a great year with impressive performance in all our business segments.
"We have taken cognizance of the political developments ahead of us taking place in this quarter and taken measures to ensure that the business picks up momentum and continues to perform well the rest of the year."